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Rate My Rewards is your one stop shop for information on all Travel, Cash Back, No Fee and Low Interest credit cards available on the market today. Browse through all the cards available below.
Card | First year value | Annual fee | Rewards † | |
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20.99% Purchase Interest, 21.99% Cash Advance
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$804
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$156 |
Earn up to 30,000 Membership Rewards® points
Earn 5 x the points on eligible eats and drinks in Canada, including groceries and food delivery Earn 3 x the points on eligible streaming subscriptions in Canada Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases † Conditions Apply
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Apply Now |
Annual fee: $156
Rewards:
Earn up to 30,000 Membership Rewards® points Earn 5 x the points on eligible eats and drinks in Canada, including groceries and food delivery Earn 3 x the points on eligible streaming subscriptions in Canada Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases † Conditions Apply
Best used for:
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$659
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$120 |
New American Express® Aeroplan®* Cardmembers can earn up to 50,000 Aeroplan points:
Earn 35,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first 6 months of Cardmembership Plus, earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 15,000 Aeroplan points † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
New American Express® Aeroplan®* Cardmembers can earn up to 50,000 Aeroplan points: Earn 35,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first 6 months of Cardmembership Plus, earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 15,000 Aeroplan points † Conditions Apply
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20.99% Purchase Interest, 21.99% Cash Advance
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$722
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$250 |
Earn up to 60,000 Membership Rewards® points:
New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else † Conditions Apply
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Apply Now |
Annual fee: $250
Rewards:
Earn up to 60,000 Membership Rewards® points: New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else † Conditions Apply
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20.99% Purchase Interest, 21.99% Cash Advance
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$340
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$0 |
As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.
Earn 1x the points on Card purchases. † Conditions Apply
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Annual fee: $0
Rewards:
As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. Earn 1x the points on Card purchases. † Conditions Apply
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20.99% Purchase Interest, 23.99% Cash Advance, 23.99% Balance Transfer
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$1666
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$120 |
Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*
Complimentary membership in Mastercard Travel Pass provided by DragonPass.* Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $12 spent at any eligible grocery store*. † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year* Complimentary membership in Mastercard Travel Pass provided by DragonPass.* Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $12 spent at any eligible grocery store*. † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 23.99% Cash Advance, 23.99% Balance Transfer
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$590
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$150 |
Welcome offer: Get up to 60,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.
Now get the highest rewards points for travel of any premium flexible travel card in Canada!† Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes. Fly on any airline, with no blackout dates* Best-in-class travel and medical insurance (unlimited trips per year)* † Conditions Apply
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Annual fee: $150
Rewards:
Welcome offer: Get up to 60,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users. Now get the highest rewards points for travel of any premium flexible travel card in Canada!† Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes. Fly on any airline, with no blackout dates* Best-in-class travel and medical insurance (unlimited trips per year)* † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 23.99% Cash Advance, 23.99% Balance Transfer
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$474
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$120 |
Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
Get the highest cash back earn rate on groceries in Canada.* Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services Complimentary membership in Mastercard Airport Experiences provided by LoungeKey* † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year* Get the highest cash back earn rate on groceries in Canada.* Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services Complimentary membership in Mastercard Airport Experiences provided by LoungeKey* † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 23.99% Cash Advance, 23.99% Balance Transfer
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$699
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$499 |
Welcome offer: Get up to 90,000 points.
Get a $200 annual lifestyle credit to spend however you want* Mobile Device Insurance that covers you for up to $1,000* Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.* Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports* † Conditions Apply
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Apply Now |
Annual fee: $499
Rewards:
Welcome offer: Get up to 90,000 points. Get a $200 annual lifestyle credit to spend however you want* Mobile Device Insurance that covers you for up to $1,000* Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.* Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports* † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 23.99% Cash Advance, 23.99% Balance Transfer
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$778
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$120 |
Welcome offer: Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first year!*
Get a $50 annual lifestyle credit to spend however you want* Mobile Device Insurance that covers you for up to $1,000* † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
Welcome offer: Get up to 60,000 points worth $400 in travel rewards, a $50 lifestyle credit and the $120 annual fee waived in the first year - that's a $570 value in your first year!* Get a $50 annual lifestyle credit to spend however you want* Mobile Device Insurance that covers you for up to $1,000* † Conditions Apply
Best used for:
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Apply Now | ||||
13.99% Purchase Interest, 15.99% Cash Advance, 15.99% Balance Transfer
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-
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$29.00 |
Welcome Offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee for the first year*
Enjoy our lowest interest rate of 13.99% on purchases* Free extended warranty and purchase protection* Zero Dollar Liability: protects you from unauthorized use of your credit card* † Conditions Apply
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Apply Now |
Annual fee: $29.00
Rewards:
Welcome Offer: Get a 0.99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and we'll waive the $29 annual fee for the first year* Enjoy our lowest interest rate of 13.99% on purchases* Free extended warranty and purchase protection* Zero Dollar Liability: protects you from unauthorized use of your credit card* † Conditions Apply
Best used for:
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Apply Now |