For those seeking fantastic savings at the grocery store, a credit card may be worth a look. For Canadians who’ve got room in their pocket for another credit card, one tied to a grocery store chain that you frequently visit or one that offers strong rewards for grocery purchases may make a lot of sense. See below for some grocery store credit card options that can help you get free groceries quickly.

PC Financial World Elite Mastercard: While it does have a minimum annual income requirement ($80K personal or $150K household), it also offers some good benefits including 30 points per $1 spent at Loblaws family of stores (10 points per $1 spend everywhere else), extra points at Shoppers Drug Mart and Esso and travel emergency medical. 10K points is equal to $10 worth of free products and groceries. If you don’t reach the income requirements PC does have two other credit cards with one of those (PC Financial Mastercard) having no minimum income requirement.


BMO Cashback World Elite Mastercard: While this card does have an annual fee of $120, its waived the first year. Starting in May 2021, the card will offer new and improved cash back rewards including 5% on groceries, 4% on transit, 3% on gas and 1% on all other purchases. Use your cashback earned on anything including groceries!


American Express Cobalt Card: The incredibly popular Cobalt card offers up 5 rewards points for every $1 spent at restaurants, drinking establishments and stand-alone grocery stores in Canada. Earn 2 points for every $1 spent on travel/transit and $1 spent on everything else. Redeem for a variety of things including retail, food and more!

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