A travel credit card can save you both time and money. Depending on your needs and preferences, a travel credit card can provide numerous benefits for anyone interested in travel savings. Travel rewards can be used in a variety of ways including on flights, hotels and car rentals. Of course the question remains, from all the options out there, how do you choose the best travel credit card available in Canada for you?
Decide what kind of rewards you want. The first thing to look at is the rewards offered on the credit card. Travel credit cards can be general and rewards based (i.e. 1 point per $1 spend with redemption on different airlines, hotel chains, etc.) or brand specific (i.e. WestJet RBC Mastercard where rewards are redeemed for WestJet flights/vacations). Each have their advantages and disadvantages, and it’s up to you to look them over and decide which will work best for you. This will help you decide what the best travel credit card is.
Take Advantage of Perks and Welcome Bonuses. It’s important for you to look over the details of the perks and bonuses the travel credit card offers before deciding which is the best. You will find perks like free checked bags, sign up welcome bonuses and even a complimentary companion ticket. Each travel credit card offers something different however, so it’s important to make sure you are getting what you want or need. Many of these bonuses are time limited as well, so take advantage of them as early as you can.
Use your card. Of course the key to making your travel credit card work for you is using it. By charging as much as possible to the card (gas, groceries, household bills), you accumulate points and rewards faster. Just make sure to pay your balance every month to avoid the interest charges!