4% cash back on gas and grocery purchases
Get 1% cash back on everything else1
Earn maximum rewards
No limit on the total cash back you can earn1
Travel medical coverage
Get 15 days of out-of-province coverage4
Annual fee
$99 (first year rebated†)
Each additional card (up to 3): $30 per year (first year rebated†)
Interest rate
19.99% for purchases5
22.99% for cash5,6
Minimum annual income
$60,000 individual, or
$100,000 household