4% cash back on gas and grocery purchases
Get 1% cash back on everything else1

Earn maximum rewards
No limit on the total cash back you can earn1

Travel medical coverage
Get 15 days of out-of-province coverage4

Annual fee
$99 (first year rebated†)
Each additional card (up to 3): $30 per year (first year rebated†)

Interest rate
19.99% for purchases5
22.99% for cash5,6

Minimum annual income
$60,000 individual, or
$100,000 household

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