Featured Cards
At Rate My Rewards we know it can be tough to figure out which credit cards are the best ones to consider. Below, we’ve carefully selected our top choices for the best reward programs and benefits in Travel, Cashback, No Fee and Low Interest credit cards you should have on your radar.
View Best Cards
Card | First year value | Annual fee | Rewards † | |
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20.99% Purchase Interest, 21.99% Cash Advance
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$722
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$250 |
Earn up to 60,000 Membership Rewards® points:
New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else † Conditions Apply
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Annual fee: $250
Rewards:
Earn up to 60,000 Membership Rewards® points: New American Express® Gold Rewards Cardmembers, earn 5,000 Membership Rewards® points for each monthly billing period in which you spend $1,000 in net purchases on your Card This could add up to 60,000 points in a year. That’s up to $600 towards your next vacation Earn 2 points for every $1 in Card purchases for eligible travel purchases, including flights, hotels, car rentals, cruises, and more Earn 2 points for every $1 in Card purchases at eligible gas stations, grocery stores and drugstores in Canada, and 1 point for every $1 in Card purchases everywhere else † Conditions Apply
Best used for:
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20.99% Purchase Interest, 21.99% Cash Advance
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$804
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$156 |
Earn up to 30,000 Membership Rewards® points
Earn 5 x the points on eligible eats and drinks in Canada, including groceries and food delivery Earn 3 x the points on eligible streaming subscriptions in Canada Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases † Conditions Apply
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Annual fee: $156
Rewards:
Earn up to 30,000 Membership Rewards® points Earn 5 x the points on eligible eats and drinks in Canada, including groceries and food delivery Earn 3 x the points on eligible streaming subscriptions in Canada Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. Earn 1 point for every $1 in Card purchases everywhere else. We won't tell you where to spend, we'll just reward you on your Card purchases † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 22.49% Cash Advance, 22.49% Balance Transfer
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$627
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$150 |
Get the card that helps you earn more points and exclusive travel benefits†
Earn up to 5 points per dollar on grocery and restaurant purchases, in accordance with applicable conditions† Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide Free access to the National Bank Bank World MasterCard™ Lounge at Montréal-Trudeau † Conditions Apply
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Apply Now |
Annual fee: $150
Rewards:
Get the card that helps you earn more points and exclusive travel benefits† Earn up to 5 points per dollar on grocery and restaurant purchases, in accordance with applicable conditions† Up to $150 each year in refund for travel expenses on airport parking, seat selection, check-in fees, airline ticket upgrades and access to airport lounges worldwide Free access to the National Bank Bank World MasterCard™ Lounge at Montréal-Trudeau † Conditions Apply
Best used for:
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Apply Now | ||||
19.99% Purchase Interest, 21.99% Cash Advance
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$566
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$120 |
Earn up to 50,000 Points:
New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Subject to change at any time Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy® Earn 2 points for every $1 in all other Card purchases. † Conditions Apply
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Annual fee: $120
Rewards:
Earn up to 50,000 Points: New Marriott Bonvoy® American Express®* Cardmembers earn 50,000 Marriott Bonvoy® points after you charge $1,500 in purchases to your Card in your first three months of Cardmembership. Subject to change at any time Earn 5 points for every dollar in eligible Card purchases at hotels participating in Marriott Bonvoy® Earn 2 points for every $1 in all other Card purchases. † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 23.99% Cash Advance, 22.99% Balance Transfer
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$1666
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$120 |
Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*
Complimentary membership in Mastercard Travel Pass provided by DragonPass.* Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $12 spent at any eligible grocery store*. † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year* Complimentary membership in Mastercard Travel Pass provided by DragonPass.* Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services. Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $12 spent at any eligible grocery store*. † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 23.99% Cash Advance, 22.99% Balance Transfer
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$474
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$120 |
Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
Get the highest cash back earn rate on groceries in Canada.* Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services Complimentary membership in Mastercard Airport Experiences provided by LoungeKey* † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year* Get the highest cash back earn rate on groceries in Canada.* Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services Complimentary membership in Mastercard Airport Experiences provided by LoungeKey* † Conditions Apply
Best used for:
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Apply Now | ||||
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$659
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$120 |
New American Express® Aeroplan®* Cardmembers can earn up to 50,000 Aeroplan points:
Earn 35,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first 6 months of Cardmembership Plus, earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 15,000 Aeroplan points † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
New American Express® Aeroplan®* Cardmembers can earn up to 50,000 Aeroplan points: Earn 35,000 Aeroplan points after spending $3,000 in net purchases on your Card within the first 6 months of Cardmembership Plus, earn 2,500 Aeroplan points for each monthly billing period in which you spend $500 in purchases on your Card for the first 6 months of Cardmembership. That could add up to 15,000 Aeroplan points † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 22.49% Cash Advance, 22.49% Balance Transfer
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$286
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$115 |
Earn up to 2 points on ALL card purchases* without restrictions*!
Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage Trip cancellation/interruption, flight delay and baggage insurance † Conditions Apply
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Apply Now |
Annual fee: $115
Rewards:
Earn up to 2 points on ALL card purchases* without restrictions*! Reassuring protection. Travel with peace of mind thanks to our comprehensive insurance coverage Trip cancellation/interruption, flight delay and baggage insurance † Conditions Apply
Best used for:
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Apply Now |