Featured Cards
At Rate My Rewards we know it can be tough to figure out which credit cards are the best ones to consider. Below, we’ve carefully selected our top choices for the best reward programs and benefits in Travel, Cashback, No Fee and Low Interest credit cards you should have on your radar.
View Best Cards
| Card | First year value | Annual fee | Rewards † | |
|---|---|---|---|---|
 20.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$1347
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$139 |
Join and get over $1,250 in value including a first year annual fee rebate!†
2 points for every $1 spent on travel purchased through the CIBC Rewards Centre† 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores† 1 point for every $1 spent on all other purchases† † Conditions Apply
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Apply Now |
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Annual fee: $139
Rewards:
Join and get over $1,250 in value including a first year annual fee rebate!† 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre† 1.5 points for every $1 spent at eligible gas stations, grocery stores and drug stores† 1 point for every $1 spent on all other purchases† † Conditions Apply
Best used for:
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| Apply Now | ||||
 19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$515
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$139 |
- Welcome offer :Earn up to 30,000 bonus Scene+TM* points in your first year (that’s up to $300 towards travel). Plus, no annual fee in the first year, including on supplementary cards.
- Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more). - Earn 1 Scene+ point on every $1 you spend on all other eligible purchases. † Conditions Apply
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Apply Now |
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Annual fee: $139
Rewards:
- Welcome offer :Earn up to 30,000 bonus Scene+TM* points in your first year (that’s up to $300 towards travel). Plus, no annual fee in the first year, including on supplementary cards. - Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more). - Earn 1 Scene+ point on every $1 you spend on all other eligible purchases. † Conditions Apply
Best used for:
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| Apply Now | ||||
 20.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$358
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$139 |
Get a total of up to 20,000 Aeroplan points (up to $400 in value†)
Complimentary Buddy Pass. 1.5 x points for gas, groceries and with Air Canada directly, including through Air Canada Vacations. 1 x point for every $1 you spend on all other purchases. † Conditions Apply
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Apply Now |
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Annual fee: $139
Rewards:
Get a total of up to 20,000 Aeroplan points (up to $400 in value†) Complimentary Buddy Pass. 1.5 x points for gas, groceries and with Air Canada directly, including through Air Canada Vacations. 1 x point for every $1 you spend on all other purchases. † Conditions Apply
Best used for:
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| Apply Now | ||||
 19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$1024
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$120 |
Welcome offer Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).
-5 x Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions an on eligible entertainment purchases. Includes movies, theatre, and ticket agencies. -3x Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and on eligible select streaming services. -1x Scene+ point for every $1 spent on every other purchase. † Conditions Apply
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Apply Now |
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Annual fee: $120
Rewards:
Welcome offer Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel). -5 x Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions an on eligible entertainment purchases. Includes movies, theatre, and ticket agencies. -3x Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and on eligible select streaming services. -1x Scene+ point for every $1 spent on every other purchase. † Conditions Apply
Best used for:
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| Apply Now | ||||
 19.99% Purchase Interest, 21.99% Cash Advance, 21.99% Balance Transfer
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$1034
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$120 |
- Earn up to 50,000 Membership Rewards® points, worth $500.
- 5 x points on eligible food and drinks, groceries + more. - 2 x points for $1 spent on eligible transit, travel, gas and more. -1X the points on everything else. † Conditions Apply
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Apply Now |
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Annual fee: $120
Rewards:
- Earn up to 50,000 Membership Rewards® points, worth $500. - 5 x points on eligible food and drinks, groceries + more. - 2 x points for $1 spent on eligible transit, travel, gas and more. -1X the points on everything else. † Conditions Apply
Best used for:
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| Apply Now | ||||
 19.99% Purchase Interest, 21.99% Cash Advance, 21.99% Balance Transfer
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$535
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$120 |
- Earn up to 40,000 Welcome Bonus Aeroplan®* points plus a bonus Buddy Pass
- 2 x points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*. - 1.5 x points on eligible Dining and Food Delivery . - 1x the points on everything else. † Conditions Apply
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Apply Now |
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Annual fee: $120
Rewards:
- Earn up to 40,000 Welcome Bonus Aeroplan®* points plus a bonus Buddy Pass - 2 x points on eligible purchases made directly with Air Canada®* and Air Canada Vacations®*. - 1.5 x points on eligible Dining and Food Delivery . - 1x the points on everything else. † Conditions Apply
Best used for:
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| Apply Now | ||||