Monthly spending

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Welcome bonus
Rewards points
Annual rewards
Rewards points
Annual fee

Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel )

- Welcome offer 40,000 Scotia Rewards points, worth $400.
- 6 Complimentary Airport Lounge passes
- 2 x points on grocery, dining, entertainment and transit.
- 1 x point on all other eligible purchases.

Card Details *

Network & Provider
Interest Rates & Fees
  • $139.00
  • $0.01
  • 19.99%
  • 22.99%
  • 22.99%
  • $60,000/year
  • 725+
  • Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel).
  • Earn 30,000 bonus Scotia Rewards points when you spend $1,000 in everyday eligible purchases in the first 3 months.
  • Earn 10,000 bonus Scotia Rewards points when you spend at least $40,000 in everyday eligible purchases annually.
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Earn 1 Scotia Rewards point on every $1 you spend on all other eligible purchases.
  • Redeem your Scotia Rewards points towards statement credits, travel, the latest in tech, gift cards and more.
  • Enjoy no Foreign Exchange Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • * Terms and conditions apply – see bank site for full detail
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