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Welcome bonus
Rewards points
Annual rewards
Rewards points
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Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel)

Welcome offer 40,000 Scotia Rewards points, worth $400
- Airport lounge access .
- Complimentary concierge services 24/7.
- 5 x points on grocery, dining and entertainment.
- 3 x points on gas, transit and select streaming services.
- 1 x point on all other eligible everyday purchases.

Card Details *

Network & Provider
Interest Rates & Fees
  • $120.00
  • $0.01
  • 19.99%
  • 22.99%
  • 22.99%
  • $12,000/year
  • N/A
  • 0+
  • Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel)Earn 30,000 bonus Scotia Rewards points by making at least $1,000 in everyday eligible purchases in your first 3 months from account opening .Plus, for a limited time, you are eligible to earn a 10,000 Scotia Rewards point bonus when you spend at least $7,500 in everyday eligible purchases in your first year
  • Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
  • Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • No foreign transaction fees -You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
  • Trip Interruption Trip Cancellation Insurance
  • Emergency Travel Medical Insurance
  • Flight Delay Insurance
  • Rental Car Collision Loss/Damage Insurance
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • * Terms and conditions apply – see bank site for full details.
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