Rewards:
- Welcome offer 5% cash back for the first 3 months.
- 1% cash back on gas, grocery, drug store and recurring bill payments.
- 0.5% cash back on all other eligible everyday purchases.

Rewards:
- Welcome offer 7.5% cash back on all purchases for the first 3 months.
- 2% on eligible gas, grocery, drug stores and recurring bills.
- 1% cash back on all other eligible everyday purchases.
- 2.99% introductory interest rate on balance transfers for the first 6 months.

Rewards:
Welcome offer 40,000 Scotia Rewards points, worth $400
- Airport lounge access .
- Complimentary concierge services 24/7.
- 5 x points on grocery, dining and entertainment.
- 3 x points on gas, transit and select streaming services.
- 1 x point on all other eligible everyday purchases.

Rewards:
- Welcome offer 40,000 Scotia Rewards points, worth $400.
- 6 Complimentary Airport Lounge passes
- 2 x points on grocery, dining, entertainment and transit.
- 1 x point on all other eligible purchases.

Rewards:
- Welcome offer 10% cash back on all purchases for the first 3 months.
- 4% on eligible recurring bill payments and grocery purchases.
- 2% on eligible gas and daily transit purchases.
- 1% cash back on all other eligible everyday purchases.