The best Scotiabank
Card | First year value | Annual fee | Rewards † | |
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9.99% Purchase Interest, 9.99% Cash Advance, 9.99% Balance Transfer
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$681
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$399 |
Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points.
Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions. Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more. Earn 2X Scene+ point for every $1 spent on every other purchase. † Conditions Apply
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Annual fee: $399
Rewards:
Earn up to $2,100* in value in your first 14 months, including up to 60,000* bonus Scene+ points. Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions. Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more. Earn 2X Scene+ point for every $1 spent on every other purchase. † Conditions Apply
Best used for:
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12.99% Purchase Interest, 12.99% Cash Advance, 12.99% Balance Transfer
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-
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$29 |
0.00% introductory interest rate on Cash Advances for the first 6 months (12.99% after that; annual fee $29). Plus no annual fee in the first year.
Low interest rate of 12.99% Pay down higher interest rate balances faster Transfer higher rate balances and save even more Save up to 25% off base rates at participating AVIS locations and at participating Budget † Conditions Apply
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Annual fee: $29
Rewards:
0.00% introductory interest rate on Cash Advances for the first 6 months (12.99% after that; annual fee $29). Plus no annual fee in the first year. Low interest rate of 12.99% Pay down higher interest rate balances faster Transfer higher rate balances and save even more Save up to 25% off base rates at participating AVIS locations and at participating Budget † Conditions Apply
Best used for:
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Apply Now | ||||
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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-
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$0 |
Earn 5,000 bonus Scene+™ points with your first $750 in everyday purchases in the first 3 months.
Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases † Conditions Apply
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Annual fee: $0
Rewards:
Earn 5,000 bonus Scene+™ points with your first $750 in everyday purchases in the first 3 months. Earn 5 Scene+ points for every $1 you spend on credit card purchases at Cineplex™ theatres or at cineplex.com Earn 1 Scene+ point for every $1 you spend on your everyday credit card purchases † Conditions Apply
Best used for:
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19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$192
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$0 |
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Plus, get a 0% introductory interest rate on purchases and balance transfers for the first 6 months Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments. Earn 0.5% cash back on all other eligible purchases. † Conditions Apply
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Annual fee: $0
Rewards:
Earn 5% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, get a 0% introductory interest rate on purchases and balance transfers for the first 6 months Earn 1% cash back on all eligible gas stations, grocery stores, drug stores purchases and recurring payments. Earn 0.5% cash back on all other eligible purchases. † Conditions Apply
Best used for:
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19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$345
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$39 |
Get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that)
Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments. Earn 1% cash back on all other eligible purchases. Save on car rentals- up to 25% off base rates. Purchase Security & Extended Warranty Protection. † Conditions Apply
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Annual fee: $39
Rewards:
Get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that) Earn 2% cash back for every $1 you spend on all eligible gas stations, grocery store, drug store purchases and recurring bill payments. Earn 1% cash back on all other eligible purchases. Save on car rentals- up to 25% off base rates. Purchase Security & Extended Warranty Protection. † Conditions Apply
Best used for:
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19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$1024
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$120 |
Earn up to 40,000 bonus Scene+™ points in your first year (that’s up to $400 towards travel)and first year annual fee waived.
You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies. Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions. Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more. Earn 1X Scene+ point for every $1 spent on every other purchase. † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
Earn up to 40,000 bonus Scene+™ points in your first year (that’s up to $400 towards travel)and first year annual fee waived. You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies. Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions. Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more. Earn 1X Scene+ point for every $1 spent on every other purchase. † Conditions Apply
Best used for:
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Apply Now | ||||
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$565
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$139 |
Earn up to 35,000 bonus Scene+TM* points in your first year (that’s up to $350 towards travel).
The only major bank credit card offering you no foreign transaction fees, including for shopping online or abroad Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more). Earn 1 Scene+ point on every $1 you spend on all other eligible purchases. 6 Complimentary Airport Lounge Access Save on car rentals Visa Infinite* Concierge Service, Hotel Collection, Dining and Wine Country program † Conditions Apply
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Apply Now |
Annual fee: $139
Rewards:
Earn up to 35,000 bonus Scene+TM* points in your first year (that’s up to $350 towards travel). The only major bank credit card offering you no foreign transaction fees, including for shopping online or abroad Earn 2 Scene+ points on every $1 you spend on eligible grocery stores, dining, entertainment purchases, and daily transit purchases (including buses, subways, taxis and more). Earn 1 Scene+ point on every $1 you spend on all other eligible purchases. 6 Complimentary Airport Lounge Access Save on car rentals Visa Infinite* Concierge Service, Hotel Collection, Dining and Wine Country program † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$444
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$120 |
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
No annual fee in the first year, including on supplementary cards. Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases. Earn 2% for every $1 you spend on gas purchases and daily transit purchases. Earn 1% cash back on all other purchases with no cash back limit. Visa Infinite Dining and Wine Country program, Hotel Collection, Concierge Service. Comprehensive Travel Insurance (Trip Interruption & Cancellation, Travel Medical) † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). No annual fee in the first year, including on supplementary cards. Earn 4% for every $1 you spend on grocery store purchases, recurring bill payments, and subscription purchases. Earn 2% for every $1 you spend on gas purchases and daily transit purchases. Earn 1% cash back on all other purchases with no cash back limit. Visa Infinite Dining and Wine Country program, Hotel Collection, Concierge Service. Comprehensive Travel Insurance (Trip Interruption & Cancellation, Travel Medical) † Conditions Apply
Best used for:
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Apply Now | ||||
19.99% Purchase Interest, 22.99% Cash Advance, 19.99% Balance Transfer
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$484
|
$0 |
Earn up to 10,000 bonus Scene+™ points in your first year (that’s up to $100 towards travel)
Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions. Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies. Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services. Earn 1X Scene+ point for every $1 spent on every other purchase. † Conditions Apply
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Apply Now |
Annual fee: $0
Rewards:
Earn up to 10,000 bonus Scene+™ points in your first year (that’s up to $100 towards travel) Earn 2X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions. Earn 2X Scene+ points for every $1 CAD spent on eligible entertainment, including movies, theatres and ticket agencies. Earn 2X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more Earn 2X Scene+ points for every $1 CAD spent on eligible select streaming services. Earn 1X Scene+ point for every $1 spent on every other purchase. † Conditions Apply
Best used for:
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Apply Now |
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