Bank of Montreal
The best BMO cards
Card | First year value | Annual fee | Rewards † | |
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12.99% Purchase Interest, 12.99% Cash Advance
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-
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$20 |
Get a 3.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee
Worldwide acceptance at over 30 million locations Zero Dollar Liability: protects you from unauthorized use of your credit card Free extended warranty and purchase protection † Conditions Apply
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Apply Now |
Annual fee: $20
Rewards:
Get a 3.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee Worldwide acceptance at over 30 million locations Zero Dollar Liability: protects you from unauthorized use of your credit card Free extended warranty and purchase protection † Conditions Apply
Best used for:
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Apply Now | ||||
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$372
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$0 |
Welcome offer: Get up to 5% cash back in your first 3 months*.
Receive a discount on car rentals* Extended Warranty* Purchase Protection*. † Conditions Apply
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Apply Now |
Annual fee: $0
Rewards:
Welcome offer: Get up to 5% cash back in your first 3 months*. Receive a discount on car rentals* Extended Warranty* Purchase Protection*. † Conditions Apply
Best used for:
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Apply Now | ||||
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$240
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$120 |
Welcome offer: Get up to 10% cash back in your first 3 months and and the $120 annual fee waived in the first year
Complimentary membership in Mastercard Airport Experiences provided by LoungeKey. Free membership in the Dominion Automobile Association (DAA) and the benefits of their BMO Roadside Assistance Program † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
Welcome offer: Get up to 10% cash back in your first 3 months and and the $120 annual fee waived in the first year Complimentary membership in Mastercard Airport Experiences provided by LoungeKey. Free membership in the Dominion Automobile Association (DAA) and the benefits of their BMO Roadside Assistance Program † Conditions Apply
Best used for:
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Apply Now | ||||
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$226
|
$0 |
Welcome offer: Get 10,000 points when you spend $1,000 in the first 3 months and a 1.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee.*
Redeem points for flights, hotels, car rentals, cruises and vacation packages – with no black-out periods No extra costs – your points cover all flight fees and taxes Treat yourself to something from our extensive catalogue, featuring hundreds of products and gift cards from top brands Save for the future by redeeming points for a contribution to a BMO savings or investment account † Conditions Apply
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Apply Now |
Annual fee: $0
Rewards:
Welcome offer: Get 10,000 points when you spend $1,000 in the first 3 months and a 1.99% introductory interest rate on Balance Transfers for 9 months with a 1% transfer fee.* Redeem points for flights, hotels, car rentals, cruises and vacation packages – with no black-out periods No extra costs – your points cover all flight fees and taxes Treat yourself to something from our extensive catalogue, featuring hundreds of products and gift cards from top brands Save for the future by redeeming points for a contribution to a BMO savings or investment account † Conditions Apply
Best used for:
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Apply Now | ||||
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
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$656
|
$150 |
Welcome offer: Get up to 60,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users. (30,000 points when you spend $3,000 in the first 3 months, and 2,500 points for each subsequent month in which you make at least $2,000 in purchases on your card, for 12 months.)
5x the points for every $1 spent on eligible travel purchases 3x the points for every $1 spent on eligible dining, entertainment purchases and recurring bill payments. 1x the point for every $1 spent everywhere else. † Conditions Apply
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Apply Now |
Annual fee: $150
Rewards:
Welcome offer: Get up to 60,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users. (30,000 points when you spend $3,000 in the first 3 months, and 2,500 points for each subsequent month in which you make at least $2,000 in purchases on your card, for 12 months.) 5x the points for every $1 spent on eligible travel purchases 3x the points for every $1 spent on eligible dining, entertainment purchases and recurring bill payments. 1x the point for every $1 spent everywhere else. † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 23.99% Cash Advance, 23.99% Balance Transfer
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$804
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$120 |
Welcome offer Get up to 60,000 points and the $120 annual fee waived in the first year.
5x the points for every $1 spent on gas, dining, groceries, transit, and rideshare 10% more points on all purchases when you add an authorized user to your account $50 annual lifestyle credit to use however you want! † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
Welcome offer Get up to 60,000 points and the $120 annual fee waived in the first year. 5x the points for every $1 spent on gas, dining, groceries, transit, and rideshare 10% more points on all purchases when you add an authorized user to your account $50 annual lifestyle credit to use however you want! † Conditions Apply
Best used for:
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Apply Now |
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