Monthly spending

Adjust the following to get your most accurate value

Welcome bonus
Rewards points
Annual rewards
Rewards points
Annual fee
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer

Earn up to $1,250 in value in the first year.

- Welcome bonus 20,000 Aeroplan points worth $200 and a bonus Buddy Pass.
- 1.5 x points on gas, groceries and travel.
- 1 x point on everything else.

Conditions Apply

Card Details *

Network & Provider
Interest Rates & Fees
  • $139.00
  • $0.01
  • 19.99%
  • 22.99%
  • 22.99%
  • $60,000/year
  • $100,000/year
  • 725+
  • Limited Time Offer
    Earn up to $1,250 in value in the first year. Conditions Apply. Must apply by December 5, 2021.As a new Cardholder, you could earn a bonus Buddy Pass that can score you a second ticket when you book an economy ticket to bring anyone along anywhere Air Canada flies in North America, Including Hawaii and Mexico. On the second ticket, you only pay the taxes and third-party charges. You’ll receive the one-time use pass when you spend $1,000 within 90 days of Account opening, and you have a whole year to use it (a value of $350). Earn a welcome bonus of 10,000 Aeroplan points when you make your first purchase with your new card(a value of $200).Earn an additional 15,000 Aeroplan points when you spend $1,000 within 90 days of Account opening (a value of $300).Get an annual fee rebate for the first year (a value of $214, assuming you add an Additional Cardholder to your account in the first year).

    Enroll for NEXUS and once every 48 months get an application fee rebate4 (a value of up to $125, assumes both the Primary Cardholder and Additional Cardholder use the NEXUS Benefit).

    Share free first checked bags (a value of $120 for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year).

    To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders by December 6, 2021.

  • Terms and conditions apply – see bank site for full details.*
  • The information provided on the Website is provided AS IS and for informational purposes only and is not and should not be construed as financial or investment advice. RMR makes no representations or warranties about the accuracy of any information contained on the Website, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein, and some information may not always be up to date.* © 2021 All rights reserved. Terms and conditions | Privacy Policy | Disclaimer