Monthly spending

Adjust the following to get your most accurate value

$
Welcome bonus
$400
Rewards points
Annual rewards
$0
Rewards points
Annual fee
$139
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer

Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel )

- Welcome offer 40,000 Scotia Rewards points, worth $400.
- No annual fee for the first year.
- 6 Complimentary Airport Lounge passes.
- 5 x Scotia Rewards points on Travel for the first 3 months (up to $2500 spend).
- 2 x points on grocery, dining, entertainment and transit.
- 1 x point on all other eligible purchases.

Conditions Apply

Card Details *

Network & Provider
Interest Rates & Fees
  • $139.00
  • $0.01
  • 19.99%
  • 22.99%
  • 22.99%
Eligibility
  • $60,000/year
  • 725+
  • Earn up to 40,000 bonus Scotia Rewards points in your first year (that’s up to $400 towards travel).
  • Earn 30,000 bonus Scotia Rewards points when you spend $1,000 in everyday eligible purchases in the first 3 months.
  • Earn 10,000 bonus Scotia Rewards points when you spend at least $40,000 in everyday eligible purchases annually.
  • No annual fee for the first year
  • 5X Scotia Rewards points on Travel for the first 3 months (up to $2500 spend)
  • Offer ends Oct 31 2021
  • Earn 2x Scotia Rewards® points on every $1 you spend on eligible grocery stores, dining, entertainment purchases and daily transit purchases (including buses, subways, taxis and more)
  • Earn 1 Scotia Rewards point on every $1 you spend on all other eligible purchases.
  • Redeem your Scotia Rewards points towards statement credits, travel, the latest in tech, gift cards and more.
  • Enjoy no Foreign Exchange Mark-up
  • Enjoy Complimentary Airport Lounge Access, plus 6 free lounge visits per year
  • * Terms and conditions apply – see bank site for full detail
  • The information provided on the Website is provided AS IS and for informational purposes only and is not and should not be construed as financial or investment advice. RMR makes no representations or warranties about the accuracy of any information contained on the Website, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein, and some information may not always be up to date.

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