Monthly spending

Adjust the following to get your most accurate value

$
Welcome bonus
$450
Rewards points
Annual rewards
$0
Rewards points
Annual fee
$120
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer

Earn up to 45,000 bonus Scene+ points in your first year (that’s up to $450 towards travel).

Card Details ±

  • Earn up to 45,000 bonus Scene+ points in your first year (that’s up to $450 towards travel).
  • (Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months from account opening. Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus when you spend at least $7,500 in everyday eligible purchases in your first year.)
  • You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions.
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and more.
  • Earn 1X Scene+ point for every $1 spent on every other purchase.
  • Airport lounge access (Priority Pass™ membership and access over 1200 VIP lounges)
  • Complimentary concierge services 24/7
  • American Express Invites (special offers and events)
  • Amex Front Of the Line (presale tickets)
  • Amex Offers (for shopping, dining, travel, and more)
  • This offer is not available for residents of Quebec.†
  • Terms and conditions apply – see bank site for full details.
  • The information provided on the Website is provided AS IS and for informational purposes only and is not and should not be construed as financial or investment advice. RMR makes no representations or warranties about the accuracy of any information contained on the Website, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein, and some information may not always be up to date.
Conditions Apply
Network & Provider
Annual Interest Rates & Fees
  • $120.00
  • $0.01
  • 19.99%
  • 22.99%
  • 22.99%
Eligibility
  • $12,000/year
  • 670+

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