Monthly spending

Adjust the following to get your most accurate value

$
Welcome bonus
$400
Rewards points
Annual rewards
$0
Rewards points
Annual fee
$120
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
19.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer

Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).

Welcome offer Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel).
-5 x Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery and food subscriptions an on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.
-3x Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and on eligible select streaming services.
-1x Scene+ point for every $1 spent on every other purchase.



Conditions Apply

Card Details *

Network & Provider
Annual Interest Rates & Fees
  • $120.00
  • $0.01
  • 19.99%
  • 22.99%
  • 22.99%
Eligibility
  • $12,000/year
  • 670+
  • Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel). Plus, no annual fee in the first year, including on supplementary cards and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee).
  • (Earn 20,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months from account opening. Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus when you spend at least $7,500 in everyday eligible purchases in your first year.)
  • Earn 5X Scene+ points for every $1 CAD spent on eligible grocery stores, restaurants, fast food, and drinking establishments. Includes popular food delivery ,food subscriptions and on eligible entertainment purchases. Includes movies, theatre, and ticket agencies.
  • Earn 3X Scene+ points for every $1 CAD spent on eligible gas and daily transit. Includes rideshare, buses, taxis, subway, and on eligible select streaming services.
  • Earn 1X Scene+ point for every $1 spent on every other purchase.
  • No foreign transaction fees -You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies.
  • Trip Interruption Trip Cancellation Insurance
  • Emergency Travel Medical Insurance
  • Flight Delay Insurance
  • Rental Car Collision Loss/Damage Insurance
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Terms and conditions apply – see bank site for full details.
  • The information provided on the Website is provided AS IS and for informational purposes only and is not and should not be construed as financial or investment advice. RMR makes no representations or warranties about the accuracy of any information contained on the Website, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein, and some information may not always be up to date.

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