Monthly spending

Adjust the following to get your most accurate value

Welcome bonus
Rewards points
Annual rewards
Rewards points
Annual fee
20.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
20.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer

Earn BMO Reward points every time you spend and see the possibilities add up.

Card Details ±

  • Welcome offer: Get 10,000 points when you spend $1,000 in the first 3 months*
  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*
  • Get 1 BMO Rewards point for every $1 spent*
  • Earn faster with additional cardholders
  • Get up to 25% off car rentals at National®#† Car Rental and Alamo®*‡ Rent A Car locations worldwide*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • This offer is not available for residents of Quebec.†
  • †Terms and conditions apply – see bank site for full details.
  • The information provided on the Website is provided AS IS and for informational purposes only and is not and should not be construed as financial or investment advice. RMR makes no representations or warranties about the accuracy of any information contained on the Website, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein, and some information may not always be up to date.


Conditions Apply
Network & Provider
Annual Interest Rates & Fees
  • $0.00
  • $0.01
  • 20.99%
  • 22.99%
  • 22.99%
  • $15,000/year
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