Welcome bonus
$603
Rewards points
Annual rewards
$0
Rewards points
Annual fee
$499
20.99% Purchase Interest, 23.99% Cash Advance, 23.99% Balance Transfer
20.99% Purchase Interest, 23.99% Cash Advance, 23.99% Balance Transfer
Make every moment more rewarding. †
Card Details ±
- Welcome offer: Get up to 90,000 points. (50,000 points when you spend $6,000 in the first 3 months, plus 40,000 points when you spend at least $100,000 in the first year)
- Earn 5x the BMO Rewards points on groceries, dining, drugstore purchases, gas and travel*
- Get 1 BMO Reward for every $1 spent on everything else*
- Get a $200 annual lifestyle credit to spend however you want*
- Mobile Device Insurance that covers you for up to $1,000*
- Earn 25% more points when you add an authorized user to your account*
- Pay with Points by browsing your recent transactions & redeem your points for as little as $1
- Enjoy a Visa Airport Companion membership and 6 complimentary airport lounge visits per year – valued at more than $250 USD.*
- Airport experiences along with Priority Security Lane, airport parking and valet service discounts at select Canadian airports*
- Enjoy the Visa Infinite Dining Series and Visa Infinite Wine Country*
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- This offer is not available for residents of Quebec.†
- †Terms and conditions apply – see bank site for full details.
- The information provided on the Website is provided AS IS and for informational purposes only and is not and should not be construed as financial or investment advice. RMR makes no representations or warranties about the accuracy of any information contained on the Website, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein, and some information may not always be up to date.
† Conditions Apply
Network & Provider
- Visa
- Bank of Montreal
- Travel reward cards
Annual Interest Rates & Fees
- $499.00
- 20.99%
- 23.99%
- 23.99%
Eligibility
- $150,000/year
- $200,000/year
- 760+