Welcome bonus
$211
Rewards points
Annual rewards
$0
Rewards points
Annual fee
$120
20.99% Purchase Interest, 23.99% Cash Advance, 23.99% Balance Transfer
20.99% Purchase Interest, 23.99% Cash Advance, 23.99% Balance Transfer
Maximize the Miles! Enjoy your rewards and travel perks sooner. †
Card Details ±
- Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*
- Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners* and 2x the Miles for every $12 spent at any eligible grocery store*.
- Earn 1 reward mile for every $12 in credit card purchases, everywhere you spend*
- Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.
- Use your card at Costco*
- Extended Warranty
- Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges*
- Complimentary membership in Mastercard Travel Pass provided by DragonPass.*
- Use less Miles with our exclusive 25% discount on one worldwide AIR MILES flight redemption during the calendar year.*
- BMO AIR MILES World Elite Travel and Medical Protection*
- BMO Concierge Service*
- Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
- BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
- This offer is not available for residents of Quebec.†
- †Terms and conditions apply – see bank site for full details.
- The information provided on the Website is provided AS IS and for informational purposes only and is not and should not be construed as financial or investment advice. RMR makes no representations or warranties about the accuracy of any information contained on the Website, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein, and some information may not always be up to date.*
† Conditions Apply
Network & Provider
- Mastercard
- Bank of Montreal
- Travel reward cards
Annual Interest Rates & Fees
- $120.00
- 20.99%
- 23.99%
- 23.99%
Eligibility
- $80,000/year
- $150,000/year
- 760+