Welcome bonus
$300
Rewards points
Annual rewards
$0
Rewards points
Annual fee
$156
20.99% Purchase Interest, 21.99% Cash Advance
20.99% Purchase Interest, 21.99% Cash Advance
Live life your way and get rewarded †
Card Details ±
- Earn up to 30,000 Membership Rewards® points
- In your first year as a new Cobalt Cardmember, you can earn 2,500 Membership Rewards® points for each monthly billing period in which you spend $500 in net purchases on your Card. This could add up to 30,000 points in a year. That’s up to $300 towards a weekend getaway or concert tickets.
- Effective August 15, 2023, Cobalt Cardmembers will earn 5x the points on all eligible eats & drinks charged to their Card up to $2,500 monthly, for the same total of $30,000 annually already in place today.
- Earn 5x the points on eligible eats and drinks in Canada, including groceries and food delivery
- Earn 3x the points on eligible streaming subscriptions in Canada
- Earn 2 points for every $1 spent on eligible transit & gas purchases in Canada and eligible travel purchases. That’s 2X the points on purchases that get you from point A to B
- Earn 1 point for every $1 in Card purchases everywhere else. We won’t tell you where to spend, we’ll just reward you on your Card purchases
- Monthly Fee $12.99 (Equals fee of $155.88 per year of Cardmembership)
- Transfer points 1:1 to several frequent flyer and other loyalty programs
- Cobalt Cardmembers receive regular Perks such as bonus reward offers and access to great events
- Access Front Of The Line® Presale & Reserved Tickets to some of your favourite concerts and theatre performances and special offers and events curated for Cardmembers with American Express® Experiences
- American Express is not responsible for maintaining or monitoring the accuracy of information on this wbsite. For full details, current product information and Terms and Conditions, click the Apply Now link. Conditions Apply.
- This offer is not available for residents of Quebec.†
- †Terms and conditions apply – see bank site for full details.
- The information provided on the Website is provided AS IS and for informational purposes only and is not and should not be construed as financial or investment advice. RMR makes no representations or warranties about the accuracy of any information contained on the Website, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein, and some information may not always be up to date.
† Conditions Apply
Network & Provider
- American Express
- American Express
- Travel reward cards
Annual Interest Rates & Fees
- $156.00
- 20.99%
- 21.99%