Looking for the best no fee credit card in Canada? No problem!
If you are looking for the top credit cards without any fees, look no further. These cards are the ones you're looking for.

The best no fee cards
Card | First year value | Annual fee | Rewards † | |
---|---|---|---|---|
20.99% Purchase Interest, 21.99% Cash Advance
|
$340
|
$0 |
As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership.
Earn 1x the points on Card purchases. † Conditions Apply
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Apply Now |
Annual fee: $0
Rewards:
As a new American Express® Green Cardmember, you can earn a Welcome Bonus of 10,000 Membership Rewards® points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership. Earn 1x the points on Card purchases. † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 21.99% Cash Advance
|
$345
|
$0 |
In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months
Earn accelerated earn rates on eligible gas and grocery purchases Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases † Conditions Apply
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Apply Now |
Annual fee: $0
Rewards:
In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months Earn accelerated earn rates on eligible gas and grocery purchases Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
|
$288
|
$0 |
Welcome offer: Get up to 5% cash back in your first 3 months*
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!* Now earn the highest cash back on groceries in Canada without paying an annual fee!† Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred* † Conditions Apply
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Apply Now |
Annual fee: $0
Rewards:
Welcome offer: Get up to 5% cash back in your first 3 months* Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!* Now earn the highest cash back on groceries in Canada without paying an annual fee!† Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred* † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
|
$228
|
$0 |
Welcome offer: Get 10,000 points when you spend $1,000 in the first 3 months*
Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 3% fee applies to balance amounts transferred* Get 1 BMO Rewards point for every $1 spent* † Conditions Apply
|
Apply Now |
Annual fee: $0
Rewards:
Welcome offer: Get 10,000 points when you spend $1,000 in the first 3 months* Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 3% fee applies to balance amounts transferred* Get 1 BMO Rewards point for every $1 spent* † Conditions Apply
Best used for:
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Apply Now |
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