Monthly spending

Adjust the following to get your most accurate value

$
Welcome bonus
$0
Annual rewards
$0
Cash Back Rewards
Annual fee
$0
20.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
20.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer

Earn more on groceries and get cash back for all kinds of purchases – even bill payments!

Card Details ±

  • Welcome offer: Get up to 5% cash back in your first 3 months*
  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
  • Now earn the highest cash back on groceries in Canada without paying an annual fee!†
  • Get a 0.99% introductory interest rate on Balance Transfers for 9 months, 2% fee applies to balance amounts transferred*
  • No Annual fee*
  • Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
  • Extended Warranty*
  • Purchase Protection*
  • Receive a discount on car rentals*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information
  • This offer is not available for residents of Quebec.†
  • †Terms and conditions apply – see bank site for full details.
  • The information provided on the Website is provided AS IS and for informational purposes only and is not and should not be construed as financial or investment advice. RMR makes no representations or warranties about the accuracy of any information contained on the Website, and shall not be responsible for any inaccuracies, misrepresentations, errors or omissions in the information provided therein, and some information may not always be up to date.*
Conditions Apply
Network & Provider
Annual Interest Rates & Fees
  • $0.00
  • 20.99%
  • 22.99%
  • 22.99%
Eligibility
  • $15,000/year
  • 650+

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