What's the best cash back credit card in Canada?
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The best cash back cards
Card | First year value | Annual fee | Rewards † | |
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20.99% Purchase Interest, 23.99% Cash Advance, 22.99% Balance Transfer
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$474
|
$120 |
Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year*
Get the highest cash back earn rate on groceries in Canada.* Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services Complimentary membership in Mastercard Airport Experiences provided by LoungeKey* † Conditions Apply
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Apply Now |
Annual fee: $120
Rewards:
Welcome offer: Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year* Get the highest cash back earn rate on groceries in Canada.* Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services Complimentary membership in Mastercard Airport Experiences provided by LoungeKey* † Conditions Apply
Best used for:
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Apply Now | ||||
19.99% Purchase Interest, 21.99% Cash Advance, 21.99% Balance Transfer
|
$381
|
$99 |
New SimplyCash Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership.
Earn 2.0% cash back when your Welcome Rate ends. † Conditions Apply
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Apply Now |
Annual fee: $99
Rewards:
New SimplyCash Preferred Card from American Express Cardmembers can earn 10% cash back on all eligible purchases (up to $400 cash back) for the first 4 months of Cardmembership. Earn 2.0% cash back when your Welcome Rate ends. † Conditions Apply
Best used for:
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Apply Now | ||||
19.99% Purchase Interest, 21.99% Cash Advance, 21.99% Balance Transfer
|
$300
|
$0 |
New SimplyCashTM from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership
Earn 1.25% cash back on purchases when your Welcome Rate ends † Conditions Apply
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Apply Now |
Annual fee: $0
Rewards:
New SimplyCashTM from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership Earn 1.25% cash back on purchases when your Welcome Rate ends † Conditions Apply
Best used for:
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Apply Now | ||||
20.99% Purchase Interest, 22.99% Cash Advance, 22.99% Balance Transfer
|
$288
|
$0 |
Welcome offer: Get up to 5% cash back in your first 3 months*
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!* Now earn the highest cash back on groceries in Canada without paying an annual fee!† Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred* † Conditions Apply
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Apply Now |
Annual fee: $0
Rewards:
Welcome offer: Get up to 5% cash back in your first 3 months* Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!* Now earn the highest cash back on groceries in Canada without paying an annual fee!† Get a 1.99% introductory interest rate on Balance Transfers for 9 months, 1% fee applies to balance amounts transferred* † Conditions Apply
Best used for:
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Apply Now |
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