With inflation and debt being high, people are looking for ways to save money. One way to do this is by using cash back credit cards. It’s not exactly a secret either. In a 2023 survey conducted by Rakuten, they discovered that 55% of people are “leveraging cash back platforms, coupons, or loyalty programs to mitigate the impact of rising…
Whether we like it or not, interest is a part of our lives. You hear about it when you open a bank account, sign up for a credit card, or take a loan. Furniture stores and car dealerships even have special events with low interest rates, or don’t pay interest for a year. While it is a part of our…
When you are looking to get a new credit card you typically focus on things like the welcome bonus, perks, annual fees and more. It’s very rare that you consider the credit card network, or who is providing the credit card. While it used to be that you signed up for a new credit card through your bank, or stayed…
Here’s everything you need to know about credit scores, why they are important and how credit cards can affect them.
While using a credit card may be as easy as tapping a little terminal, choosing the right credit card can be difficult. After all every credit card is different, and offers different advantages. Not only that, but you need to keep in mind that credit cards are technically pre-approved loans that are given to you from a credit card provider,…
The majority of us like to travel. In fact in a recent survey, 87% of respondents stated they plan on taking a trip in the near future. It gives us something to look forward to, and helps relieve stress by giving us hope and comfort. But let’s face it, travelling can be very expensive. From the costs of flights, to…
We can all agree that credit cards are extremely beneficial, after all they offer pre-approved credit that you can use anytime you wish to purchase items or pay bills. More importantly, they are the only way you can order things online. Unfortunately many of us use them improperly and rack up more debt than we can handle. The key is…
If you plan on carrying a balance on your credit card, you may want to consider obtaining a low interest credit card. Low interest credit cards are a great way to save money when things are tighter than you want them to be. Here are a few things to keep in mind when looking for the credit card that is right for you.
To save on interest charges on your credit card balance you have to move that balance from your existing credit card with a high interest rate to a new credit card which offers 6 to 12 month low or no interest charges. Do your research. Banks come out with new credit card offers almost on a monthly basis- so check…
Travel has resumed like never before. Post COVID the pent-up demand has sent people to the roads and to the skies. Along with the demand have come the higher costs. One way to offset those costs is to look for every possible deal and offer that the credit card rewards programs can provide. Here are the key rewards to look…
